Bad Credit Credit Cards

What you need to know - Did you know 1000's of people in the UK are refused credit ever day due to their ''bad credit rating''. This can make it impossible to gain a credit card or loan from your bank or building society. You will generally have a ''bad credit rating'' for 3 reasons;

1) You have had problems with credit in the past and have defaults or ccj's

2) You are self employed and find it hard to produce paperwork to prove your income

3) You have never had credit before and so simply do not have a credit rating - catch 22 need credit to get credit
Some companies are now taking a more flexible approach lending to those with a ''bad credit rating'' by offering a credit card with a small credit limit (e.g. £250.00). Such companies do charge a higher APR rate, however, these credit cards give you the change to prove yourself worth of credit and help you rebuild your credit rating.

Many companies will increase you credit level once you have proved you will make monthly payments and some actually reduce your interest rate accordingly. You also gain the benefits of a full Visa credit card offering you the change to buy online and use abroad in 1000's of locations.

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Adverse Credit Cards

Poor Credit Credit Cards

Our Choice Bad Credit Credit Cards

The Vanquis Credit Card offers an exceptional Credit Card opportunity to people in the UK with a bad credit history. Vanquis Bank have help many customers in the UK gain a foot on the credit ladder and rebuild and re-establish their credit rating. This card opperates in the same way as any Credit Card from a high street bank with customers being given a ''credit limit'' and a monthly statement. To Apply for a Vanquis Credit Card simply click the banner below.

Provident Cash Loan - Another option for customers looking for a Credit Card is to take a Provident Loan paid on to Visa Credit Card. Provident loans offer fast payout and will consider those with poor credit history - tents and CCJ's. Top apply for a Provident Visa Card online - Click the banner below.

Bad Credit Credit Cards

Our Choice Bad Credit Credit Cards

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